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Last updated: September 10, 2026
These Terms of Service (the “Terms”) form a binding agreement between you and Living Torah (“Living Torah,” “we,” “us,” or “our”), and govern your access to and use of the Living Torah website at livingtorah.us, our applications, and related services (together, the “Service”). Please read them carefully.
By creating an account, clicking “I agree,” or otherwise accessing or using the Service, you acknowledge that you have read, understood, and agree to be bound by these Terms and by our Privacy Policy, which is incorporated by reference. If you do not agree, do not use the Service.
Section 20 (Dispute Resolution) contains a binding arbitration agreement and a class-action waiver that affect your legal rights. Please read it carefully.
The Service is intended for users who are at least 18 years old. By using the Service you represent that you are 18 or older, or that you are at least 13 and are using the Service with the involvement and consent of a parent or legal guardian who agrees to these Terms on your behalf. You must be 18 or older to purchase a paid subscription. The Service is not directed to and may not be used by children under 13, and we do not knowingly collect information from them.
Living Torah is a reader and a conversational study tool for the Torah (Genesis through Deuteronomy). The reader presents the Hebrew text beside the 1917 Jewish Publication Society English translation, organized by parasha, and — for subscribers — “layers” of classical sources linked to each verse (currently Targum Onkelos, Rashi’s commentary, and Maimonides’ enumeration of the 613 commandments). The chat lets you ask questions of the text; its responses are generated by artificial-intelligence (“AI”) language models, informed by the source texts and their layers. The reader is available without an account; the chat, layers, memory, and settings require one.
The chat is an AI study companion. It speaks as itself, quotes the sources, and cites every quotation; it never speaks as the Torah or as God. Nothing the Service generates is revelation, prophecy, halachic ruling, or the position of any rabbi, movement, or community, and it must not be treated as such. It is also not the view of Living Torah.
Living Torah is an informational study aid. It is not a synagogue, a beit din, a rabbi, a posek, a counselor, or a professional advisor, and using it does not create any rabbinic, pastoral, fiduciary, or professional relationship. Content is offered for general study and reflects one of many possible readings of the sources; it is not authoritative religious doctrine or a halachic decision. For questions of practice, consult your own rabbi.
The Service does not provide medical, mental-health, psychological, legal, financial, or other professional advice, and is not a substitute for it. Never disregard or delay seeking professional advice because of something you read on the Service. If you are experiencing a medical or mental-health emergency, call 911 (or your local emergency number). In the United States, you can reach the Suicide & Crisis Lifeline by calling or texting 988.
Chat responses are produced by AI and may be inaccurate, incomplete, outdated, or misleading, and may misquote or misattribute a verse or a commentary. AI systems can “hallucinate” — generate confident-sounding statements that are false. Every citation the chat gives can be opened in the reader; you are responsible for checking the source before relying on it. We do not guarantee that any particular output is accurate or appropriate for your situation.
Some source texts in the layers have no English translation that we are permitted to display. For those texts, an English rendering was produced once, at ingest, by an AI language model, then cached and reviewed for sense. We call this a machine gloss. It is not a human translation and it is not the JPS text.
The texts the Service displays are in the public domain or are used under licences that permit our use with attribution. The list below is read live from the Service and reflects the corpora currently loaded, their licences, and the attribution each requires. Texts under share-alike licences are displayed only and are never used as input to a machine gloss or to train or embed a model.
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The Hebrew text of the Torah follows the Unicode/XML Leningrad Codex (UXLC) published by tanach.us; the English follows the 1917 Jewish Publication Society translation. Both are in the public domain. Where we obtain a text through Sefaria, the version, licence, and revision are recorded with the corpus.
You agree not to:
We may suspend or terminate access for conduct that violates these Terms or that we reasonably believe is harmful to other users, us, or third parties.
Living Torah offers a free tier — the reader, and a limited number of chat messages over the Torah alone — and a paid “Premium” subscription that adds unlimited messages and the layers. Premium is billed at $6.99 per month (plus any applicable taxes), unless a different price is presented to you at the time of purchase. Prices may change prospectively; we will give you advance notice and the change will not take effect until your next billing period.
Your subscription automatically renews. By subscribing, you authorize us and our payment processor to charge your payment method the then-current subscription fee at the start of each billing period — monthly — until you cancel. The renewal will continue at the same recurring interval and amount disclosed at checkout. You may cancel at any time as described in Section 11. We may also send periodic reminders about your renewal where required by law.
Payments are processed by Stripe, Inc. We do not collect or store your full payment-card number. Your purchase is also subject to Stripe’s terms and privacy policy. You represent that you are authorized to use the payment method you provide.
You may cancel your subscription at any time through the customer billing portal accessible from within the Service (the same online method you used to subscribe), or by contacting us. When you cancel, your subscription remains active through the end of the current paid billing period, and you will not be charged again after that period ends. You will retain Premium access until then.
Except where required by applicable law, payments are non-refundable and we do not provide refunds or credits for partial billing periods or unused messages. Nothing in these Terms limits any non-waivable refund or cancellation rights you may have under the laws of your jurisdiction.
Free accounts are subject to usage limits on the chat (currently 5 messages per day and 50 messages per calendar month), which we may change at any time, and are limited to the Torah itself without layers. We may impose, modify, or remove limits, and may meter, throttle, or restrict use to protect the Service from abuse or excessive cost. Attempting to evade limits — for example by creating multiple accounts — is prohibited.
“User Content” means the messages, prompts, notes, and other content you submit to the Service. As between you and us, you retain whatever rights you have in your User Content. You grant us a worldwide, non-exclusive, royalty-free license to host, store, process, transmit, and use your User Content for the purpose of operating, providing, securing, and improving the Service — including transmitting it to the third-party AI providers described in Section 16 to generate responses. You represent that you have the rights necessary to grant this license and that your User Content does not violate these Terms or any law.
If you send us feedback or suggestions, you grant us a perpetual, irrevocable, royalty-free license to use them without restriction or obligation to you.
The source texts are in the public domain or licensed as described in Section 7, and we claim no ownership in them. Machine glosses, the Service’s software, design, branding, and the “Living Torah” name and look and feel are owned by us or our licensors and are protected by intellectual-property laws. Subject to these Terms, we grant you a limited, personal, non-exclusive, non-transferable, revocable license to use the Service for your own non-commercial study. We reserve all rights not expressly granted.
Subject to your compliance with these Terms, we assign to you whatever rights we have in the chat responses generated for you (“Outputs”). Because of the nature of AI, Outputs may not be unique and similar or identical outputs may be generated for other users; we make no claim of ownership in the underlying source texts. You are responsible for your use of Outputs, including ensuring they are lawful and do not infringe others’ rights.
The Service relies on third parties, including Stripe for payments, Anthropic and Google for AI language-model processing and embeddings, and cloud-infrastructure providers for hosting. Your use of the Service may be subject to those providers’ terms, and we are not responsible for their acts or omissions. We do not control and are not responsible for third-party websites or services that may be referenced in Outputs.
Our Privacy Policy explains how we collect, use, and share information, including how your messages are processed by third-party AI providers. By using the Service you agree to that processing.
THE SERVICE, THE SOURCE TEXTS AS PRESENTED, ANY MACHINE GLOSS, AND ALL OUTPUTS ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT, AND ANY WARRANTY THAT THE SERVICE WILL BE UNINTERRUPTED, SECURE, ERROR-FREE, OR THAT TEXTS, GLOSSES, OR OUTPUTS WILL BE ACCURATE OR RELIABLE. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, SO SOME OF THE ABOVE MAY NOT APPLY TO YOU.
TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT WILL WE OR OUR SUPPLIERS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, DATA, GOODWILL, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR RELATING TO THE SERVICE OR THESE TERMS, WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL LIABILITY FOR ALL CLAIMS RELATING TO THE SERVICE WILL NOT EXCEED THE GREATER OF (A) THE AMOUNTS YOU PAID US IN THE 12 MONTHS BEFORE THE EVENT GIVING RISE TO THE LIABILITY, OR (B) USD $100. SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIMITATIONS, SO SOME OF THE ABOVE MAY NOT APPLY TO YOU.
Please read this section carefully — it affects your rights.
Before filing a claim, you agree to try to resolve the dispute informally by contacting us at the address in Section 24 and giving us 30 days to respond.
If we cannot resolve a dispute informally, you and we agree that any dispute arising out of or relating to these Terms or the Service will be resolved by binding individual arbitration administered by a recognized arbitration provider under its consumer rules, rather than in court, except that either party may bring an individual claim in small-claims court. The arbitration will be governed by the Federal Arbitration Act.
YOU AND WE AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN AN INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. The arbitrator may not consolidate more than one person’s claims.
You may opt out of this arbitration agreement by emailing us within 30 days of first accepting these Terms, stating your name and intent to opt out. Opting out will not affect any other part of these Terms.
These Terms are governed by the laws of the State of Texas, without regard to its conflict-of-laws rules. Any claim not subject to arbitration will be brought exclusively in the state or federal courts located in Travis County, Texas, and you consent to their jurisdiction, except where prohibited by applicable law.
You may stop using the Service and delete your account at any time. We may suspend or terminate your access, with or without notice, if you violate these Terms, if required to comply with law, or to protect the Service or other users. Upon termination, your right to use the Service ceases. Sections that by their nature should survive — including Sections 13–15 and 18–24 — will survive termination.
We may modify the Service or these Terms from time to time — for example, by adding or removing source corpora and layers. If we make material changes, we will update the “Last updated” date and, where appropriate, provide additional notice. Changes are effective when posted unless stated otherwise. Your continued use of the Service after changes take effect constitutes acceptance of the revised Terms.
These Terms, together with the Privacy Policy, are the entire agreement between you and us regarding the Service. If any provision is found unenforceable, the remaining provisions remain in effect. Our failure to enforce a provision is not a waiver. You may not assign these Terms without our consent; we may assign them in connection with a merger, acquisition, or sale of assets. We are not liable for delays or failures caused by events beyond our reasonable control.
Questions about these Terms? Contact us at management@schwartztutoring.com.